Nischa
Nischa
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Four-Step Routine to Financial Freedom. My advice
Download my free 'Wealth Cheat sheet' nischa.me/cheatsheet
Sign up for my free Masterclass nischa.me/wealthmasterclass
Achieving financial freedom is not an unattainable dream. Here's my four-step guide to help you reach it
MY FAVOURITE STUFF:
📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212
💻 Productivity Tool - Notion nischa.me/notion/
📚 Read more books - Shortform shortform.com/nischa
🎵 How I Found Perfect Sounds - Epidemic nischa.me/epidemic
PRODUCTS I USE & BOOKS I READ:
UK - www.amazon.co.uk/shop/nischa.me
US - www.amazon.com/shop/nischa.me
KEEP IN TOUCH:
🌍 My website - nischa.me/
📸 Instagram - nischa.me
📱Tiktok - www.tiktok.com/@nischa.me
🎥Facebook - nischa.me/nischafb
TIMESTAMPS:
00:00 Intro
00:31 What is financial freedom to you?
01:46 Step 1. Track
03:52 Step 2. Save & repay
06:15 Step 3. Invest
08:06 Step 4. Manage
09:30 If you want to learn more
🧡DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!
*T&C's apply
Переглядів: 96 310

Відео

7 Biggest Mistakes High Income Earners Make
Переглядів 132 тис.14 днів тому
Check out this FREE Business Startup Kit from HubSpot nischa.me/hubspot-3 Sign up for my FREE Masterclass nischa.me/waitlist 7 mistakes high-income earners make and how to avoid them MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212 💻 Productivity Tool - Notion nischa.me/notion/ 📚 Read more books - Shortform shortform.com/nischa 🎵 How I Found Pe...
Why Net Worth Skyrockets After $100K
Переглядів 505 тис.21 день тому
Sign up for my FREE MASTERCLASS waitlist nischa.me/waitlist Why the first 100K will explode your Net Worth and how to get there faster MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212 💻 Productivity Tool - Notion nischa.me/notion/ 📚 Read more books - Shortform shortform.com/nischa 🎵 How I Found Perfect Sounds - Epidemic nischa.me/epidemic PRODU...
Money Truths School Didn't Teach You
Переглядів 153 тис.Місяць тому
📩 Sign up for my Newsletter with more money tips nischa.me/newsletter In this video, I share 7 important money lessons that are not taught at school MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212 💻 Productivity Tool - Notion nischa.me/notion/ 📚 Read more books - Shortform shortform.com/nischa 🎵 How I Found Perfect Sounds - Epidemic nischa.me/...
5 Side Hustles for an Extra $1000 a Week in 2024
Переглядів 281 тис.Місяць тому
Check out Hostinger and get a free domain plus an extra 10% off with code 'NISCHA' www.hostinger.com/nischa 📩 Sign up for my Newsletter with more tips on personal finance nischa.me/newsletter 5 ways you can start making an additional income of $1,000 a month or even a week MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212 💻 Productivity Tool - N...
30 Truths I Know at 30 But Wish I Knew at 20
Переглядів 280 тис.Місяць тому
Check out the free Solopreneur Business guide from Hubspot: nischa.me/hubspot-2 In this video, I share 30 lessons that I know in my 30s that I wish I knew in my 20s 👉🏽 My FREE Intentional Spending Tracker: nischa.me/intentionalspendingtracker MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212 💻 Productivity Tool - Notion nischa.me/notion/ 📚 Read ...
How to Protect Your Money from Tax. Watch before April 5th!
Переглядів 149 тис.2 місяці тому
- Trading 212 (Free share worth up to £100): nischa.me/trading212 - InvestEngine (Welcome Bonus of up to £50 when you invest at least £100 (Ts&Cs apply): nischa.me/investengine Individual Savings Accounts explained: Cash ISA, Stocks & Shares ISA, Lifetime ISA LISA details: www.gov.uk/lifetime-isa#:~:text=You can put in up,towards your annual ISA limit 👉🏽 My FREE Intentional Spending Tracker: ni...
Limited Company vs Sole Trader. Which is better?
Переглядів 57 тис.2 місяці тому
Learn more about Dropbox Business and Business Plus: nischa.me/dropbox Thanks Dropbox for sponsoring this video! What's better: Sole Trader or Limited Company (LTD)? Discover the differences in this video. 👉🏽 My FREE Intentional Spending Tracker: nischa.me/intentionalspendingtracker MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212 💻 Productivit...
5 Things to STOP Doing to Get RICH in 2024
Переглядів 172 тис.2 місяці тому
⚡️ Sign up and download for FREE using my link grammarly.com/nischa In this video, I share 5 things you should stop doing to become wealthy 👉🏽 My FREE Intentional Spending Tracker: nischa.me/intentionalspendingtracker MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212 💻 Productivity Tool - Notion nischa.me/notion/ 📚 Read more books - Shortform sh...
4 Easy Habits That Make me More Money
Переглядів 130 тис.2 місяці тому
Check out the free Productivity guide from Hubspot: nischa.me/hubspot In this video, I share 4 EASY productivity habits that make me more money 📘 Get Ali’s ‘Feel Good Productivity' Book here: amzn.to/4bQMzLR 👉🏽 My FREE Intentional Spending Tracker: nischa.me/intentionalspendingtracker MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212 💻 Productiv...
ACCOUNTANT EXPLAINS: How to Avoid Overpaying for a Car
Переглядів 450 тис.3 місяці тому
Sign up for my Newsletter nischa.me/newsletter In this video, I share 4 Must-knows before buying a car 👉🏽 My FREE Intentional Spending Tracker: nischa.me/intentionalspendingtracker MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212 💻 Productivity Tool - Notion nischa.me/notion/ 📚 Read more books - Shortform shortform.com/nischa 🎵 How I Found Perf...
Fly Emirates Business with me While I Review My Finances
Переглядів 189 тис.3 місяці тому
Get up to £100 worth of shares by verifying your account and depositing £1 at Trading 212 with code 'NISCHA' nischa.me/trading212 👉🏽 My FREE Intentional Spending Tracker: nischa.me/intentionalspendingtracker In this video, I share how I review my finances annually while flying in Emirates Business class to London MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nis...
The TRUTH About Entrepreneurship. Do I Regret Quitting?
Переглядів 240 тис.3 місяці тому
Sign up for my newsletter about all things personal finance nischa.me/newsletter Last year I quit my job as an Investment Banker, do I regret it? Entrepreneurship vs Employment 👉🏽 My FREE Intentional Spending Tracker: nischa.me/intentionalspendingtracker MY FAVOURITE STUFF: 📈 Free share worth up to £100 (enter promo code 'NISCHA'): nischa.me/trading212 💻 Productivity Tool - Notion nischa.me/not...
Why So Many High Earners Are Broke
Переглядів 470 тис.3 місяці тому
Why So Many High Earners Are Broke
Do This Every Time You Get Paid. Accountant Payday Routine
Переглядів 980 тис.3 місяці тому
Do This Every Time You Get Paid. Accountant Payday Routine
How to Save $10K Effortlessly. 4 Saving Tips
Переглядів 322 тис.4 місяці тому
How to Save $10K Effortlessly. 4 Saving Tips
Get More Done in 12 Weeks Than Others Do in 12 Months - The 12 Week Year
Переглядів 142 тис.4 місяці тому
Get More Done in 12 Weeks Than Others Do in 12 Months - The 12 Week Year
5 Unusual Lessons I'll Be Taking Into 2024 (& How to Implement Them)
Переглядів 172 тис.4 місяці тому
5 Unusual Lessons I'll Be Taking Into 2024 (& How to Implement Them)
ACCOUNTANT EXPLAINS: How to Get Rich in 2024
Переглядів 164 тис.4 місяці тому
ACCOUNTANT EXPLAINS: How to Get Rich in 2024
2023 Recap: 7 Money Lessons That Changed My Life
Переглядів 78 тис.5 місяців тому
2023 Recap: 7 Money Lessons That Changed My Life
3 Money Habits I Wish I Learned In My 20s
Переглядів 116 тис.5 місяців тому
3 Money Habits I Wish I Learned In My 20s
5 'Normal' Money Beliefs That Are Keeping You Poor
Переглядів 129 тис.5 місяців тому
5 'Normal' Money Beliefs That Are Keeping You Poor
I Quit My $300,000 Banking Job After Learning 3 Things
Переглядів 1,4 млн6 місяців тому
I Quit My $300,000 Banking Job After Learning 3 Things
ACCOUNTANT EXPLAINS: How I manage my money on payday: Income, Expenses & Savings
Переглядів 818 тис.6 місяців тому
ACCOUNTANT EXPLAINS: How I manage my money on payday: Income, Expenses & Savings
Don't Fall Behind: High-Income Skills to Learn Today
Переглядів 389 тис.6 місяців тому
Don't Fall Behind: High-Income Skills to Learn Today
ACCOUNTANT EXPLAINS: 5 PROVEN ways to SAVE Money
Переглядів 330 тис.6 місяців тому
ACCOUNTANT EXPLAINS: 5 PROVEN ways to SAVE Money
Life is short (how to spend it wisely)
Переглядів 217 тис.7 місяців тому
Life is short (how to spend it wisely)
I read 40 books on money. Here's what will make you rich
Переглядів 2,7 млн7 місяців тому
I read 40 books on money. Here's what will make you rich
7 Money Tips I Wish I Knew In My 20s
Переглядів 213 тис.8 місяців тому
7 Money Tips I Wish I Knew In My 20s
ACCOUNTANT EXPLAINS House vs. Flat: Which Should You Buy?
Переглядів 291 тис.8 місяців тому
ACCOUNTANT EXPLAINS House vs. Flat: Which Should You Buy?

КОМЕНТАРІ

  • @Ingna
    @Ingna 9 годин тому

    Thank you 💛🙏🏽☀️

  • @user-vg6wf6xu2z
    @user-vg6wf6xu2z 9 годин тому

    Now in USA old cars are just 10 to 30 percent cheaper than new ones I feel like old cars are too pricier.

  • @dyonisis7681
    @dyonisis7681 10 годин тому

    yeah, skip the latte and starbucks, coming from the one with a coffee on her desk.

  • @michelenegelderblom
    @michelenegelderblom 11 годин тому

    wish I had more sense to watch such interesting and informative life lessons in my 20's = will go with = NEVER TOO OLD TO START ANEW AND LEARN FROM SCRATCH -

  • @HeshamMuffini
    @HeshamMuffini 12 годин тому

    The answer is not to spend less but reather to earn more, do yourself a favour and read the book 25 Money Secrets From Donald Trump, since reading it my income had went from 45k to 300k a year

  • @larrythelieutenant1783
    @larrythelieutenant1783 12 годин тому

    TVM and compounding interest

  • @chancecooper9246
    @chancecooper9246 13 годин тому

    There is nothing more attractive than a woman that's smart and goal oriented...This girl is physically super model material as well...Definitely Marriage Material!

  • @filipperovic4498
    @filipperovic4498 13 годин тому

    So beautiful

  • @JSAVGA
    @JSAVGA 14 годин тому

    The replies in these types of videos are often spam as is the case with most of these replies here. Someone hints they did good because of someone else and then replies pop up asking who and then the end goal of the spam comes which is a name for people to search. It's all a bunch of orchestrated BS to get your money. All of it. The reply that first mentions it, the replies asking who and the reply as to who are all part of the spam. You'll see the same thing in almost any video on investing, stock or financial advise.

  •  15 годин тому

    What about investing from Serbia, Europe? We cannot invest in the index funds you mention, from the USA. Can Money Simplified help me understand investing in my country?

  • @controlledfinance
    @controlledfinance 16 годин тому

    You’re such an inspiration, I’m growing my finance channel and it’s already paying off

  • @controlledfinance
    @controlledfinance 16 годин тому

    You’re such an inspiration, I’m growing my finance channel and it’s already paying off

  • @controlledfinance
    @controlledfinance 16 годин тому

    You’re such an inspiration, I’m growing my finance channel and it’s already paying off

  • @controlledfinance
    @controlledfinance 16 годин тому

    You’re such an inspiration, I’m growing my finance channel and it’s already paying off

  • @controlledfinance
    @controlledfinance 16 годин тому

    You’re such an inspiration, I’m growing my finance channel and it’s already paying off

  • @controlledfinance
    @controlledfinance 16 годин тому

    You’re such an inspiration, I’m growing my finance channel and it’s already paying off

  • @AGameCoach
    @AGameCoach 18 годин тому

    Simple and strategic advice as always, well done

  • @surudog4929
    @surudog4929 18 годин тому

    I don’t measure myself with any of my peers and friends. I actually tell them ‘I don’t care where you are on your path to financial liberation or your net worth, I just care where I am’. I am at peace with wanting to get to what I have wanted and whatever that number is. I don’t waste my time comparing, and that liberates me of needing to look at others and notch up or whatever. What a way to live a life like that where you evaluate your self worth based on what others perceive of you. That is debilitating. Anyways, have goals and ONLY work on achieving that. Don’t waste time looking around on what others have or don’t and if you get there, spend a few moments thinking about giving some of it to the needy.

  • @franklam2248
    @franklam2248 20 годин тому

    KEEP READING BABY!!! HOW MUCH KNOWLEDGE YOU'VE GOT IS IMPORTANT, NOT HOW MANY BOOKS YOU'VE READ!!!

  • @nashking9358
    @nashking9358 20 годин тому

    Hi Nischa i tend to keep a vehicle for a very very long time . im interested to financing on HP this is my first time, i have seen same model of vehicle on different websites with APR varing. The official dealership Lexus has APR 8.5% for an example Lexus rx at 31,000 but another website has a vehicle 10.9% but the vehichle is a year older with less milege selling for 28,995

  • @ruheluddin9384
    @ruheluddin9384 23 години тому

    As a Muslim Interest is forbidden. How do you suggest I invest?

  • @spider7137
    @spider7137 День тому

    Only i have come here to see you. you seem like my GF.

  • @everyone3602
    @everyone3602 День тому

    at the age of 23 your worth.?

  • @Edward-zw9ld
    @Edward-zw9ld День тому

    She is much prettier than all other CPAs, by Far!

  • @Yourfavekee
    @Yourfavekee День тому

    10% of paying yourself🔥🔥🔥

  • @jaidenBenzz
    @jaidenBenzz День тому

    Thank you for sharing your experience 🙌🏽💰🏆🔥

  • @rostyslavkozhushko5841
    @rostyslavkozhushko5841 День тому

    Here is new subscriber from Alberta, Canada. Net worth is about 1 million CAD. 38 years old blue collar worker, your channel and information you are giving is pure gold! Everything is simple and making perfect sense, down to earth to! Good bless you!

  • @flemingdasari6032
    @flemingdasari6032 День тому

    Hi Nischa, a small suggestion - anything that negatively impacts expenses in your demos please indicate with colors. That will help people like me who follow your channel. Thank you for everything you do 💚

  • @Daftb0y
    @Daftb0y День тому

    1:41 surprised pikatchu face

  • @Auun001
    @Auun001 День тому

    My PCP was at zero percent over 4 years - I think I had a good deal

  • @celestialmajesty2053
    @celestialmajesty2053 День тому

    What if your bills alone are more than your income

  • @r_b5951
    @r_b5951 День тому

    As with my older siblings, when I was about 12-13 I think, my parents began talking to me about saving money & budgeting. I didn't really understand at the time what they were teaching was: delayed gratification through personal financial discipline, although they did not use those exact words to a 12 year old. ha! Later my mom said, "budgeting is not depriving yourself. Budgeting is power". Huh? I did not understand because those 2 terms seemed disconnected to me. She explained it as, "budgeting teaches discipline. And discipline will be necessary to get anywhere near the life you will decide that you want some day."

  • @PochoLivePodcast
    @PochoLivePodcast День тому

    marry me and thanks!

  • @futurestrader8798
    @futurestrader8798 День тому

    This is crazy. You look like the twin sister of my ex-girlfriend and she's south american and with no relatives in the UK or EU or other continents. No doubt we all come from Adam and Eve.

  • @layne-davison
    @layne-davison День тому

    Good advice, but i think it's important to note that money isn't everything. There is something to sticking it out in a place you love and making a difference there. You may earn less over a career, but stability can bring joy and privileges that lead to a more balanced and peaceful life. Climbing the latter, jumping around and making sure you're earning the same or more as your peers can be exhausting. Nothing wrong with financial ambition, but contentment is a component to happiness that is often missed.

  • @TrailHiker52
    @TrailHiker52 День тому

    Do you have a video on what you look for in a property (home) you intend to rent out as an investment? Size of home (bedrooms and bath) in order to appeal to greatest number of possible renters? Neighborhood considerations? How much over cost do you like to make? Property manager or no? How long term do you look to rent for? Thanks Nischa.

  • @kevin-wo2ml
    @kevin-wo2ml День тому

    hi

  • @user-bt3xc5ts1i
    @user-bt3xc5ts1i День тому

    Can you help me

  • @user-bt3xc5ts1i
    @user-bt3xc5ts1i День тому

    Thanks

  • @HollyDutton-wz8fe
    @HollyDutton-wz8fe День тому

    I can't recall the name of the columnist who wrote this, but he is correct in stating that the most basic fact about money is that most people aren't paid enough of it.

  • @al3xbravo
    @al3xbravo День тому

    Bruh.

  • @rocioramirez9558
    @rocioramirez9558 День тому

    Just found your channel, very excited of following you :)

  • @brokernaples
    @brokernaples День тому

    Where do you get a 8% or even 10% ROI?

  • @cryptosaffa3869
    @cryptosaffa3869 День тому

    11% is extortion when they can just print the currency. If you invest the £30,000 and make 50 - 100% per year then it is better to finance it, which is what I do. 😉

  • @Elizabeth-mh2dj
    @Elizabeth-mh2dj День тому

    I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

    • @MablePauls
      @MablePauls День тому

      Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

    • @SirBenjamin-oq1wd
      @SirBenjamin-oq1wd День тому

      The role of advisors is frequently overlooked until individuals suffer the consequences of their emotional biases. Recalling a couple of summers ago, amid the turmoil of my lengthy divorce, I found myself in dire need of assistance to stabilize my struggling business. This led me to seek out licensed advisors, eventually connecting with an exceptionally qualified individual. Through her guidance, my savings not only weathered inflation but also surged from $275k to $850k.

    • @Manselus-mn1mn
      @Manselus-mn1mn День тому

      Please who is this consultant ?

    • @SirBenjamin-oq1wd
      @SirBenjamin-oq1wd День тому

      Just research the name Angela Lynn Shilling. You’d find necessary details to work with a correspondence to set up an appointment.

    • @Manselus-mn1mn
      @Manselus-mn1mn День тому

      I conducted an online search for her complete name and located her page. I sent an email and arranged a meeting with her; now, I wait in anticipation for her response.

  • @HH-zx2lq
    @HH-zx2lq День тому

    Please can you do one on off shore accounts for businesses please.

  • @user-go9eh7nd5k
    @user-go9eh7nd5k День тому

    1. Nischa, your finance videos are insightful and easy to understand. 2. You make complex topics accessible and relatable. 3. Your tips have greatly improved my financial decisions.

  • @GLADIATOR-tz7yt
    @GLADIATOR-tz7yt 2 дні тому

    Universal basic income should have been in place years ago

    • @GLADIATOR-tz7yt
      @GLADIATOR-tz7yt День тому

      the government prints your money out of thin air, why do they then need your taxes? they have to minimize your income, its all an illusion to make you believe your money runs the government meanwhile their job is to keep you working. they can as well print the money

  • @MaxWell-pp9zs
    @MaxWell-pp9zs 2 дні тому

    Breaking bad money habits and investing wisely reminds me of when I consciously started saving 200 box a week to starting investing. patient and persistent, I watched it grow to 3M. Seeing those small steps turn into something significant has been incredibly fulfilling

    • @MarjorieRyanJoy
      @MarjorieRyanJoy 2 дні тому

      to be realistic, Luck plays a significant role more-so than the resources to thrive with investing. without it, it's challenging to succeed

    • @MaxWell-pp9zs
      @MaxWell-pp9zs День тому

      when its consistent, its not considered luck. I credit this to research that led me to Emily Ava Milligan, 140k into over three million and counting, only a top fund manager like her can achieve that

    • @MarjorieRyanJoy
      @MarjorieRyanJoy День тому

      I pasted her name into my browser, and her website popped up. The sessions were filling up fast, and it was very insightful. I wish I had a tangible example like yours to reference earlier. I'm thankful for the share

    • @GLADIATOR-tz7yt
      @GLADIATOR-tz7yt 20 годин тому

      I'm expecting a 135k return. I hesitate to point out small details but the value you get with her are apparent in no time

  • @dieraven
    @dieraven 2 дні тому

    But mortages in Mexico are around 12% interest rates =(